APA on health insurance and Mental Health Parity Law

The American Psychological Association has put together a brief video (click above) and resource page about the Mental Health Parity Law, which requires coverage for mental health treatment to be at least as comprehensive as treatment for physical conditions. From the APA’s resource page:

Mental health disorders are the leading cause of disability in the United States. . . . Yet, an overwhelming majority of Americans remain unaware that health insurers are required to provide coverage for mental health, behavioral health and substance-use disorders that is comparable to coverage for physical health.

. . . (O)nly four percent of Americans say they are aware of the Mental Health Parity and Addiction Equity Act of 2008, which requires mental and behavioral health coverage to be equal to or better than coverage for physical health, with no annual limits or higher co-pays or deductibles for treatment of mental health disorders or substance-use. The law applies to most employer-provided health plans and to individual plans purchased through the new state and federal health insurance exchanges.

Especially for readers of this blog who are experiencing negative mental health consequences due to their work environments, this information may be helpful.

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