
Because of circumstances that I wish were different for so many people, Elizabeth White’s 55, Underemployed, and Faking Normal (2019) is one of the most important books of the New Year. Here’s the opening to her Preface:
You know her.
She is in your friendship circle, hidden in plain sight. Her clothes are still impeccable, bought in the good years when she was still making money.
To look at her, you would not know that her electricity was cut off last week for nonpayment or that she meets the eligibility requirements for food stamps.
But if you paid attention, you would see the sadness in her eyes, hear that hint of fear in her otherwise self-assured voice.
…You invite her to the same expensive restaurants that the two of you have always enjoyed, but she orders mineral water now with a twist of lemon instead of the $12 glass of Chardonnay.
…She is tired of trying to keep up appearances. Faking normal is wearing her out.
…She has no retirement savings, no nest egg. She exhausted that long ago. There is no expensive condo from which to draw equity and no husband to back her up.
White’s book comes from personal experiences that are all-too-familiar for many: At midlife, she made some career & financial moves that didn’t work out, she lost her six-figure job in the wake of the Great Recession, and she burned through her savings. Well into her fifties, job and consulting leads dried up, and applications no longer yielded interviews. In the meantime, she’d get together with friends at pricey eating & drinking establishments and fake normal.
Her underlying message is that there are millions of women and men who now find themselves in similar circumstances, and that’s it well past time for us to take this crisis seriously. There is a lot of wisdom in this book, as well as validation and support for those who are recovering from a midlife job loss and accompanying financial challenges.
White’s publishing journey
55, Underemployed, and Faking Normal is the updated, revised, and commercially published (Simon & Schuster) edition of a book that White launched via a self-published version in 2016 under a slightly different title (55, Unemployed, and Faking Normal). I’ve written several pieces discussing the earlier edition (here, here, and here) that I will draw from here, for if anything, White’s work grows in significance and merits repeated mentions.
White first wrote about her experiences in a 2015 Next Avenue blog essay, discussing how the recession and life circumstances had affected the lives of professional women in their 40s and older. The piece went viral. It also resonated with middle-aged men who had lost their jobs and struggled to recover. It attracted thousands of responses, many by way of personal stories. Excerpts from many of these comments appear in White’s book.
I would not call 55, Underemployed, and Faking Normal an “elegant” work. Rather, it’s an honest, blunt, and humane book, filled with stories of setbacks and genuine hope. It’s a valuable resource guide, loaded with information, guidance, and advice for folks who find themselves in situations like White’s. It’s also a call for us to address broader questions of age bias, economic policy, and retirement security. After all, we are dealing with systemic issues here.
Furthermore, White doesn’t dodge the role of gender and race in discussing the impact of the Great Recession and economic circumstances facing Americans. If you think that these factors don’t matter, then look at the research she summarizes and think again.
Resilience circles
White’s first piece of advice is to create a “resilience circle”:
You likely already know one person among your friends and friendly acquaintances who is faking it, and that person likely knows one other, and so on. That’s enough to begin.
Approach that person. Tell him or her that you’d like to start a small group: a Resilience Circle to support each other and to discuss issues related to aging and living a good life on a limited income.
…Hold meetings even if your Resilience Circle consists of just you and two or three other people at the beginning. It’s hard to navigate these waters alone. Isolation is crazy making. Peer-to-peer support can keep you even-keeled and open to possibility.
The theme of building of stronger social ties echoes throughout the book. It’s about breaking down unwarranted shame or embarrassment and creating healthy connections with others.
For targets of workplace bullying and mobbing
White’s book may resonate with, and be helpful to, many folks who have experienced workplace abuse and lost their jobs as a consequence, especially those in their middle years. Here’s a snippet of what I wrote in 2016:
This topic intersects with workplace bullying, because middle-aged workers endure a lot of it. When work abuse culminates in their termination or departure, they often face multi-level challenges in trying to pull themselves together and obtain new employment.
Two years ago, I summarized Workplace Bullying Institute instant poll results showing that workers in the 40s and 50s are frequent bullying targets. The poll asked visitors to the WBI website who have experienced workplace bullying to respond to a single question, “How old were you when the bullying at work began?” WBI collected 663 responses and reported the following:
The average age was 41.9 years. Targets in their 40’s comprised 30% of all targets; in their 50’s were 26.4%; under 30 years of age were 21.3%; those in their 30’s were 18.9%. The prime productive years are also the prime years for being [targeted] for bullying.
Workplace bullying and mobbing hits anyone hard, but it can create even more challenges when experienced in later years. A job loss at 55 is often more problematic than one at 25. This book is an excellent complement to the resources available specifically on dealing with workplace mistreatment.
A book for most of us
To some extent, White’s book is a call for us to get back to basics and to ask core questions about how we live and spend our money. When compelled to curb spending, we have to think through our priorities. Obviously food, shelter, clothing, and health care are chief among them, but beyond that we have choices to make.
Perhaps you’re reading this and thinking, well, thank goodness that’s not me, but fortunately I’ve got my personal finances all lined up, and my job is pretty secure. If that is truly the case, then you are among a small percentage of people who can say that with genuine authority. For most everyone else at middle age and beyond, we are but one job loss away from dealing with challenges similar to those addressed by White.
There’s so much more that I could say about this important book, but I’ll stop here and invite you to read it yourself.
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